HDFC Credit Card Bill Payment

Want to do your HDFC Credit Card Bill Payment online? Timely and regular credit card bill payments are very significant. This post elaborates how to make HDFC card payment online as well offline. HDFC bank offers a variety of ways to pay outstanding credit card bills. As we have shared here all the ways, you can pick up the one most suited to you. With all information on HDFC credit card payment, you can save yourself from delays and hassles in payment. We have also given ways of HDFC credit card bill payment for Non-HDFC account holders. Users not having an account with this bank can make the credit card payment from any bank. We strongly suggest credit card users go through the details thoroughly.

Credit card bill payments are significant to pay on time. Stay updated on all the ways that you can use anytime with or without using the internet. No fees are charged for bill payment by HDFC for most of the ways. Some payment methods are charged the processing fees by bank. Hence, you can choose any method you like. All necessary information on how to make HDFC credit card bill payment is given further in details. All the necessary details and guides are covered on billpayment portal. Make sure you follow our portal carefully.

hdfc credit card bill payment

NOTE: For your safety, we highly recommend opening official website by either manually entering the URL or through Google search.

How to make HDFC Credit Card Payment Online

We have given below how to make HDFC credit card bill payment online for HDFC account holders and non-account holders. Let us first start with a ways for users having HDFC bank account.

With increasing phishing attacks, it is recommended that you carefully make hdfc credit card payment online. Always make payment from your personal computer instead of using cyber cafe.

For HDFC Bank Account Holders

Users having an account with HDFC can use any of the following HDFC credit card bill payment.

  1. HDFC Net Banking

First of all, users have to register themselves at Users can start paying credit card bills online after registration. After login at HDFC Net Banking, link the credit cards to net banking using the ATM PIN. With this facility, users can view their credit card statements for last six months. It will show the credit limit with due dates, all transactions, earned reward points and outstanding bill amount.

hdfc credit card bill payment online

  1. HDFC Bank Mobile Banking App

Download the HDFC bank mobile banking app to your smartphones from the play store. It is available for Androids, Windows, and Blackberry phones.


Give a missed call on the toll free number 1800 270 3344 and you will receive the download link immediately.

Once you have the app on your phone, login the app using your customer ID.

At the credit card, select the option of ‘credit card payment.’ Now you can make HDFC credit card bill payments here.

  1. Payment of HDFC Credit Card Bills by Mobile Banking Browser

Pay your credit card bills by logging on at

This works just like the mobile app. Go to the credit card tab at this link and opt for ‘credit card payment.’ The outstanding bill amount will be debited from the savings account.

  1. Using HDFC Debit Cards at HDFC ATMs

Make HDFC credit card bill payment at any HDFC ATM across India at any time. The outstanding amount can be transferred from your savings account or current account to the customer’s credit card account.

  1. Monthly Autopay / Auto Debits

Autopay is the safest and less time-consuming method for HDFC credit card bill payment. You need to give standing instructions to the bank to auto debit on a specific date. You just need to be sure that your account has sufficient balance on that day. Every month the outstanding amount will be automatically debited on that date.

For Non-HDFC Bank Account Users

If you are using HDFC credit card without holding an account with HDFC, you can pay your credit card bill using following online methods.

  1. Net-Banking for Non-HDFC Accounts

Now net banking method is available to pay HDFC credit card bill payment from any bank accounts. Use the given link of HDFC billdesk. Check the box for ‘I agree with terms and conditions’ and click on blue coloured ‘Pay’ button at the bottom. The HDFC billdesk page also carries all instructions very clearly. You have to select your net banker from the list given in form of drop down menu.

  1. NEFT – National Electronic Fund Transfer

No matter in whichever bank you hold an account, get the funds transferred from your account to the HDFC credit card account. You will be using the IFSC code of HDFC i.e. HDFC0000128 and request your bank to NEFT the amount towards HDFC card payment.

  1. HDFC Visa-Card Pay Service

To pay through this method, register and log on to netbanking page of the HDFC. Follow the below steps:

  • Enter your customer id and password
  • Go to the option of ‘Third Party Funds Transfer’.
  • Select – Visa CardPay
  • Enter the details of the transfer with sender and recipient’s information
  • Confirm the transaction
  • Credit the beneficiary’s card

Now your account is debited online. The funds from your bank account will be transferred to the beneficiary bank in two working days. Then it will be accounted to your card account. HDFC charges nominal charge of Rs. 5 (including taxes) per each Visa CardPay transaction. You can pay maximum Rs. 49,999 per Visa CardPay transaction.

HDFC Card Payment – Offline / Manual Modes

There are some credit card users who are not willing to pay online. Offline methods are also very useful when you are not having internet access. You can do hdfc credit card bill payment through offline means as well. Here are the safe and manual modes to pay:

HDFC Card Payment Pay via Cash or Cheque

Visit any nearest HDFC branch to make payment in cash. Any payment made at an ATM and over the counter will attract a processing fee of Rs. 100 for every transaction.

You can also pay by depositing a local cheque at the HDFC drop boxes at ATMs and any branch. The cheque should be payable to the HDFC bank credit card account. The payment will be credited to the HDFC credit card account in 3 working days.

There are tons of benefits if you make HDFC credit card bill payment online. The HDFC credit card holders can earn many rewards like air travel points, cash back, etc. Online payment methods are time-saving and you can pay from the comfort of your home or office. Also we shared different bank credit card information like Axis bank online payment, SBI, ICICI credit card bill payment and more. We have shown all ways of paying HDFC credit card bill payment online and offline. The different ways give here will help you to make your HDFC card payments on time. This will also maintain your goodwill with the bank. If you have any confusion, drop your comments here.

6 thoughts on “HDFC Credit Card Bill Payment: Online & Offline HDFC Credit Card Payment”

  1. Iam facing problem in opening hdfcbilldesk website since three days,will u please let me know any alternate website for paying credit card bills from nonhdfc accounts.

  2. whether the payment of my HDFC credit card through bank of maharashtra ATM is possible?

    If yes then how it will be possible please help me? Is there any processing charges for it?

  3. Diners credit card couldn’t be linked with SBI online thru NEFT.Only Visa card is allowed. Clearly mentioned on SBI site.Pls issue Visa card to me as I had applied thru written letter with all inf.that I need Visa in place of Hdfc Diners but since 30th Sep2016 ,I am still waiting. Pls help and resolve.

  4. no option here i dont find hdfc bank credit card payment through corporation bank debit card……i dont have corporatioon bank net bankin i am trying to pay through corporation bank debit card…please somebody help me…

  5. I want to use SBI mobile app to pay HDFC credit card bill.
    The following fields are asked:
    ‘Payee name,’ ‘Payee account number’, ‘Nickname’
    What should I fill?

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